A larger loan is not possible despite the negative Credit bureau during the trial period. Finding a loan is not entirely hopeless. What possibilities exist almost the post together.
Credit despite negative credit and probationary period – difficult starting point
Looking for a loan in spite of negative Credit bureau during the trial period is no fun for anyone. There are important, perhaps even existential, reasons for engaging in such a loan search. A common reason is the start of work itself. Moving to the place of work could not be avoided. But even with the deposit for the new accommodation, coming out of unemployment, it often becomes difficult.
No help is expected from any credit institution. Every ordinary loan, but especially a loan without Credit bureau, is linked to permanent employment outside the trial period. Under these difficult conditions, not even a reputable credit broker can help. Loan offers that promise a loan to everyone are not tenable.
Loan opportunities to start work
The first point of contact in such a case is the Lite lender. Support and challenge is the motto. The Lite lender should work according to this principle. In the case of taking up work outside the community, the consortium must support. Just as a new suit can be reimbursed for the interview, so it is with travel or moving expenses. At least a small loan that covers the rent deposit or travel expenses for the first month to work is realistic.
If you fall on deaf ears, you could get a loan through a social association despite a negative Credit bureau and trial period. Social organizations often have the option of granting the smallest loan amounts. Not only a loan for the repair of the washing machine can be financed in this way. The churches can also be considered as contacts for the loan request. Again, the social aspect of need is the reason for the credit opportunity. If such a loan is granted, it is always interest-free.
A path that nobody likes to take during the trial period leads to the payroll office. The open handling of the financial situation could be rewarded with an advance. Going to the payroll office may be embarrassing. But with a view to a secure future, every legal means is right to bridge the time until the first salary payment.
Other loan alternatives without Credit bureau during the trial period
A loan from private investors would be possible, which is conceivable despite a trial period and poor creditworthiness. Nevertheless, nobody should have too high hopes during the trial period. The trust of investors can only be expected after the trial period. The route through the portals for private lending is also not suitable for short-term financing. A waiting period of several weeks for a sufficient number of bids must be expected under difficult conditions.
One last credit option for emergencies is not mentioned. A loan despite a negative Credit bureau during the trial period can even be found with a “real” immediate payment. It is the loan through a pawnbroker. Only the mortgage lending value of the pledge counts for the lending.